Will Insurance Cover a Scooter Accident?

There is no doubt that electric scooters, e-scooters, and similar styles have hit the roadways, and in many cases, they are a reliable type of transportation. The question many have, though, is about the type of vehicle they are and how and when insurance will cover a scooter accident.

To know what applies in your specific case, we encourage you to contact Venerable Injury Law and let our Los Angeles Lime and Bird eScooter accident lawyer get to work for you.

Electric Scooter Insurance Coverage Expectations

If you are riding on a scooter and struck by someone in a car, truck, or other vehicle and suffer injuries, the at-fault party is likely liable for the losses you sustain. There are some situations where this may be limited, especially if you were operating the scooter in a reckless manner. The same rules apply in this situation as any other motor vehicle in that the at-fault party pays for the losses.

If you suffered an injury due to someone’s actions on an e-scooter, there are differences to expect. First, most auto insurance policies do not cover electric scooters themselves.

It may be possible to purchase a policy that will cover these vehicles, and if the person riding one and striking you had liability insurance on their vehicle, you could file a claim against them. This is very specific to the situation, though.

Some companies offer scooter insurance, which may be somewhat like motorcycle insurance. California law for motorcycles, mopeds, and scooters does not require those who are riding a scooter to purchase liability insurance for it. They do not need to be registered, which means it may be harder to get coverage after such an accident.

What to Expect When a Pedestrian Is Struck by an E-Scooter

When it comes to e-scooter insurance, we have already noted that the state does not require scooter drivers to have liability insurance. If you are walking along the road and are struck by an e-scooter, then you may still be able to file a claim against the party.

In these situations, it is critical that you have an aggressive lawyer available to fight for your full and fair compensation by seeking a lawsuit against the at-fault party.

What to Do if You Are Struck by a Car on an E-Scooter

For those who are using an electric scooter and are suddenly faced with a car slamming into them, the injuries and losses could seem incredible. Without any real protection for your head and body, scooter accidents with cars can cause serious injury and losses. In these situations, you may be able to file a claim against the driver if:

• You can show the driver owes you a level of safety.
• The driver breached that duty of care in some way.
• You were not operating your scooter in an illegal or reckless manner that would prevent the car from being able to avoid striking you.
• You can prove that the other driver caused the accident.

As with any type of car accident case, these can be challenging claims because insurance companies may try to shift the blame for the accident on your shoulders, making it far more difficult for you to get the claim compensation you are owed.

Because this is challenging, we strongly recommend working with a proven scooter accident attorney who can fight for your full and fair compensation no matter what you are facing. Reach out to our attorneys now and read our FAQs to learn more.

E-Scooter Injuries Due to Manufacturer Failures

Another potential situation involving e-scooters is the failure of them due to manufacturer design or defects, poor maintenance, or failure to warn about risks. If you purchased a scooter and suffered an injury because of the way the product worked or failed to work, the manufacturer may be responsible for the losses you incurred. Manufacturer risks may include defect parts and components, but also poorly designed scooters.

If the manufacturer knew of the risks or concerns over the product’s safety or function and failed to do something about it, they could be held accountable for the losses incurred.

In other situations, the manufacturer should have known, and you can show that the incident was preventable. The key here is that you may be facing a product liability lawsuit.

These types of accidents and losses can be severe, and in many situations, that can mean not only you but others may also be facing the same risks. If you feel that the manufacturer’s design or the components of the product led to your accident, we want to hear from you. Set up a consultation with our product liability attorneys to learn more about your rights to seek compensation.

Rental Company Failures

Also note that if you are renting an electric scooter from a company and it fails, causing you to suffer injuries, the rental company could be held liable for your injuries. With various scooter rental companies out there, it is critical to understand what your risks are in these situations, and with the help of our attorney, we can answer those questions. Set up a consultation with us to discuss the following:

• What happened in your case
• What evidence we can find to back up your claims
• What your case may be worth
• Who all parties to blame may be

With the help of our legal team, we can seek compensation against any party that we can show that is responsible for the losses you have.

These are challenging legal cases, but to receive fair treatment and compensation, you can rely on our legal team to guide you and support you through this process. We know how to make them pay you what you owe, as evidenced by our previous verdicts and settlements.

Set Up a Free Consultation to Discuss Your Case

No matter which scenario you may be facing after an e-scooter accident, our team can provide you with the resources and support you need to fight back.

Turn to Venerable Injury Law now to set up a free consultation to discuss your legal options and learn more about your rights. Let our team help you seek the compensation owed to you.